Banks
Supporting client engagement and investment management at scale
With ALTO Wealth & Distribution rebalancing engine and self-care digital journeys, we provide a self-care onboarding journey and a fully industrialized rebalancing / proposal generation process.
350K+
Mandates and 350K+ portfolios daily managed, rebalanced
€40bn+
Managed on ALTO Wealth & Distribution
60K+
Advisors and private bankers
1M+
End-customers
Why companies choose ALTO
Highly Flexible
Flexible, cross-asset, and easy-to-use solution smoothly integrable with complex systems and processes
Single Platform
Unique solution facilitating the use of a platform for the banker, the management, the middle office and compliance
Business scalability
Proprietary portfolio rebalancing/optimization engine enables automated alignment to investment models whilst taking client level constraints into account
Efficient Operating Platform
Trade execution and order management supported at client and block level, with direct connection to core banking platforms for frictionless operations at scale
Modern technology capabilities
Delivers data driven investment targets and model portfolios
Greater data connectivity
Integration and data access challenges stem from incompatible data languages across systems
End-to-End capabilities
Supporting client engagement and investment management at scale
01 Digital services and Reporting
Provides a 360° view of your clients wealth
- Self-care onboarding : KYC and MiFID risk profiling, saving plan building, investment goals simulation
- Automated and guided investment proposals building within investment wrappers
- Online proposal reception / acceptance and e-signature
- Investment goals follow-up, and investment reporting via client portal
02 Wealth Management
Offers capabilities to support the entire wealth management cycle
- Model/Target Creation
- Portfolio Optimization and Rebalancing
- Advisory Proposals
- Client constraint / preference management
- Trade Execution and Compliance pre and post-trade
03 Campaign management
Support bankers in their client engagement to enhance storytelling and aid client retention
- Portfolios perimeter analysis
- Campaign management: building (target, actions), monitoring
- Event driven investment proposal engine
Designed for cross-functional teams
CIOs
Deliver data driven investment targets and model portfolios
Private bankers
Analyze, simulate and take investment decisions on portfolios
Wealth Advisors
Simulate, create and monitor investment proposals based on constraints and preferences
Bank central teams (Marketing, Product, Distribution…)
Support bankers in their client engagement to enhance storytelling and highlight opportunities to their clients
Middle Officers
Monitor and validate financial positions and flows with all intermediaries
Risk officers
Analyze and produce risk metrics, factors, and performance analytics
Experience a frictionless integration journey
Supported by our hands-on parallel-run method, built on years of success.
01 Unify Data
ALTO platform uses of the same data in all modules all along the process ensuring full data consistency without internal reconciliation, across all data Portfolio - Front to Middle to Risk – and / or Entity for local tools integration purpose.
02 Streamlined Parallel Run Approach
An early parallel run approach, enables users adoption for optimal change management and anticipates data migration tasks. The result is vastly improved data quality at D-Day.
03 Shared Governance for Project Success
The best indicator of our confidence in ourselves and in you as our client is our fixed price commitment, following a scope-of-work phase.
The project is a partnership: the consequences of any major slippage are managed jointly to limit operational or business impacts on the client side.
On our side, we take the actions necessary to realign the project with the initial timeline, hence we stick to a fixed-price approach.
04 End-to-end client-centric support
Active participation of stakeholders from across the client’s organization, both on the project side and business side, is a key success factor. The client project team is expected to support business stakeholders in their project duties, playing an active role in resolving issues and co-managing the project.
