ALTO Wealth & Distribution

Wealth management enabled in a single platform

An end-to-end solution supporting client engagement and investment management at scale.

 LCL
sabadell
Credit Agricole Logo

350K+

Mandates and 350K+ portfolios daily managed, rebalanced

€40bn+

Managed on ALTO Wealth & Distribution

60K+

Advisors and private bankers

1M+

End-customers

KPIs
KPIs

One platform to cover the whole wealth management value chain

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Portfolio construction and rebalancing

Including client level constraints

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Order generation and trade execution

Client level in the same platform

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Operations and analysis

Trade management, performance and risk, reporting

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Client engagement

Support for private banks engaging with their clients

ALTO Wealth & Distribution usp
ALTO Wealth & Distribution Selling Points

Key capabilities to

Address the market's challenges

01 Tailored to client needs
01

By adapting to clients' operational needs, our highly configurable solutions ensure stability, scalability, and foster innovation, providing a competitive advantage.

02 Greater data connectivity
02

Integration and data access challenges stem from incompatible data languages across systems. Consolidating your functions under a single language and leverages modern technologies to offer open API access to ALTO data.

03 Innovative and scalable technology
03

Software as a Service (SaaS) ​enabled by the latest innovations (i.e. Open-Source, ​API-based) run on private cloud.

04 Strong implementation capabilities
04

Platform switching presents implementation challenges. We deliver your migration with our client-centric ALTO implementation approach and configurations.

Market expectations
Market expectations

A cutting-edge solution tailored to your needs

ALTO Wealth & Distribution logo
ALTO Wealth & Distribution logo
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Business scalability

Proprietary portfolio rebalancing/optimization engine enables automated alignment to investment models whilst taking client level constraints into account

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Efficient Operating Platform

Trade execution and order management supported at client and block level, with direct connection to core banking platforms for frictionless operations at scale

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Campaign management

Generate investment ideas and target business segments with our proprietary campaign management capability, enhancing the storytelling for clients

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Digital experience

Digital client engagement platform that can be white labelled for use by Private and Retail Banks

Designed for cross-functional teams

CIOs

Deliver data driven investment targets and model portfolios

Private bankers

Analyze and take investment decisions on portfolios

Wealth Advisors

Monitor investment proposals based on constraints and preferences

Bank central teams

Support bankers in their client engagement to enhance storytelling and highlight opportunities to their clients

Middle officers

Monitor and validate financial positions and flows with all intermediaries

Risk officers

Analyze and produce risk metrics, factors, and performance analytics

A suite of capabilities to cover your full functional requirements

01 Wealth Management
01

- Model / Target Creation

- Portfolio Optimisation

-  Advisory Proposals

- Portfolio Rebalancing

- Client constraint / preference management

- Compliance pre and post-trade

- Trade Execution

- Client Level Allocations
 

02 Middle Office and Data Management
02

- Trade Lifecycle Management

- Positions and transactions integration

- Performance and risk

- Cash management

- Order processing
 

03 Digital Monitoring and Reporting
03

- Wealth Reporting generation and dissemination

- Client Life-cycle Management 

- Commercial dashboard

04 Client Self-care and Robo-Advisor
04

- 360° view for clients and advisors

- External account aggregation

- Client digital onboarding

- KYC and risk profiling

- Robo-advisory integrated

End-to-end capabilities
End-to-end capabilities

 

 

ALTO Investment

Manage all assets in a global end-to-end platform
Best-of-breed technology that fits your business requirements, with rich functional coverage
cross the investment management value chain and deep industry expertise.

  • Portfolio Analysis
  • Order Management
  • IBOR / ABOR
  • ESG Metrics
  • Risk & Performance
  • Dealing
  • Pre and Post Trade Compliance Checks
  • Client Reporting

ALTO Wealth and Distribution

Wealth management enabled in a single platform
A scalable end-to-end solution with comprehensive capabilities to suit
retail banking and wealth management firms.

  • Model / Target Creation
  • Portfolio Optimisation
  • Advisory Proposals
  • Portfolio Rebalancing
  • Risk & Performance
  • Client constraints / preference management
  • Pre and Post Trade Compliance Checks
  • Client Level Allocation

ALTO Sustainability

Invest with purpose and impact
Our cloud-based solution provides a single point of access for all sustainable data,
transforming market analytics into unique ESG datasets.

  • ESG Scoring
  • Bespoke ESG Indicators
  • ESG Metrics
  • Biodiversity Metrics
  • Climate Reporting
  • Impact Measurement
  • Managed Data Service
  • Regulatory Standards (SFDR, Taxonomy...)

ALTO Asset Servicing

A service providing cutting-edge capabilities
A solution supporting the business of Asset Servicers covering
Investment Compliance Oversight, Portfolio Analysis and Reporting.

  • Portfolio Analysis
  • Regulatory and Statutory Rule Design
  • Breach management workflow
  • Monitoring and Controlling breaches
  • Client Reporting
  • Multiple Data Source Integration

ALTO Employee Savings and Retirement

Manage savings and retirement schemes in a single platform

  • Subscription and Redemtion
  • Collective & Individual Operations
  • Client Onboarding
  • Arbitrages & Transfers
  • Order Booking
  • Documents Publishing
  • Regulatory & Fiscal Reporting
  • Multi-products and Tax Wrappers
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